Debit Card and card machines

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Main idea : to add debit cards so you do not have to carry cash on you at all times to be able to purchase things. Also a card reader purchasable from the electronics shop so shop owners can accept payment by card.

Why it should be added: i believe that this would be a good feature to add as it adds that extra bit of realism and it is a convenient thing to have , it would also make it harder to steal money and a lot easier than having to run to an ATM every time you need to buy something.This would also be a much more secure way of paying shop owners.

Pros :more convenient , more realistic , safer , harder to mug
cons :none that i can see
 
A few cons I see with this are:

It won't make stealing money harder, it will make it impossible since everyone will be using a credit card.
How is harder to mug a pro? and how is it safer?
 
The addition of a credit card would also mean the addition of a proper banking system where if you put money on your credit card you would have to pay the bill. The debt card would be pretty cool aswell but personally I find it easier jus to use good ole cash.
 
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