Why do you want your item(s) refunded: basically i was driving as always, i was away from the ambulance and instantly he crashed,then i crashed to him, i didnt know that he will crash tho.
Your car wrecked due to the fact you were doing over 120MPH, had you not been speeding you would have most likely survived that.
It also seems pretty clear the ambulance was going to crash so you should have slowed down.