Banking app expansion

[Baba Won]

Suggestion Title: Banking app expansion
Suggestion Description: Savings account that you can change at the bank

Why should this be added?:
-- People will be more responsible for money
-Less gambling.
- People will have a better experience of immersion. as REAL LIFE has savings accounts.
- The account can be a way to sort your money out. as in 1 account has personal money while the other one is a "Rainy day" fund or even for crafting items so you know you will have alot.
- Smarter way to keep money.
-

What negatives could this have?:
- People will not be able to purchase items VIA the savings account. But can only withdraw and deposit from it.
-has to be added in that case that somehow to prevent rulebreaks it has to be able to unlock if it is regarding stolen money making it very hard to reverse.
-

What problem would this suggestion solve?: This will solve the problem of people tirelessly grinding the game then wasting it on stuff they don't need, and if they want to waste their money. They have to go through a couple of extra steps before the money can be withdrawn.

 

[Baba Won]

Th8s 8s an old suggestion I made May 2024 and i'm bringing it back to light.

 

[peeps]

How does this reduce gambling/make you more responsible? Would you not be able to withdraw savings account funds for x amount of time? What stops you from just moving it over to gamble anyway? What's the difference between this and just knowing how much money you have and not spending it all?

Could you go into more detail as to the benefits. What makes a system like this worth the development time?

 

[Baba Won]

Ofcourse, but the banking app will be "accessible" from the banker from the bank
Interact : Hello! What Can I assist you with today?

Responses: Uhh, nothing. (Leave)
I would like to manage my savings account.
And then there will be some sort of prompt like a menu that shows money and that you can withdraw or deposit.

This will make you have to take more steps that makes it a bit more unmotivating to gamble.

Me personally, I always see money in my bank and when I try to save. I just end up wasting it.

Here are some quotes from the last suggestion

"I really want this, tired of trying to save up for a car but spending it all in the casino or on weapon materials etc."- Floppa

"ma be 100% Ive Spent So Many Countless days Pissed at Myself For Blowing Money On Dumb Shit. i like this idea but it should be implemented differently, make it like a drop box u put money in but only can take it out after so many days, this would help people with their gambling problems .... etc., god knows i would have over 50 Milly by now if i could save and lock it away so many impulsive decisions that cost me the next day, i feel many people can agree with me on this love the idea just implement it differently then suggested." - Real MVP

Another way this could be implemented is the same principles of an org bank account. But you have the money for saving and not directly into your own account.

 

[Baba Won]

Alot of people also gamble away countless of millions and feel very bad for what they have done. Then in terms of being unmotivated to start over. They just generally stop playing for a while.

It’s not about completely removing gambling—this system creates intentional friction. Right now, money is liquid and easy to throw around. A savings account introduces a small behavioral barrier.

 

[Baba Won]

How does this reduce gambling/make you more responsible? Would you not be able to withdraw savings account funds for x amount of time? What stops you from just moving it over to gamble anyway? What's the difference between this and just knowing how much money you have and not spending it all?

Could you go into more detail as to the benefits. What makes a system like this worth the development time?

• Immersion & realism: It aligns with the real-life concept of banks having checking/savings accounts, enhancing the RP value of the banking system.
• Player retention & satisfaction: Players who are able to self-regulate spending will stick around longer instead of burning out from money mismanagement.
• These are just some of the arguemnts that I have.