Server Suggestion Add Split & Insurance to Blackjack

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Suggestion Title: Add Split & Insurance to Blackjack
Suggestion Description: This "finishes" the game of Blackjack as it currently is on PERPHeads by adding splitting (dividing two cards of the same value into two different hands) and insurance (a side bet only offered when the dealer's first shown card is an Ace).

Why should this be added?:
- Blackjack is currently unfinished without these two features
- Seriously, why not?

What negatives could this have?:
- Development time... as with all other suggestions

What problem would this suggestion solve?: Blackjack is missing these key features.
 

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