The reason why they arent refunding people is the fact that if they did, the eco would sky high, people would have top cars, and server would be boring.
I dunno about the rest of the marksmanship skills but sniper rifles should be set as if they're 100 to maximise accuracy as no one wants an inaccurate sniper
You're likely not downloading the content when you join, ensure that options > other is set to "allow all custom content". If not, try delete & reinstall content pack 14.
Rip 100 rifle, smg, pistol and shotgun. Might quit playing @Dom_ all the time we put in shooting a target and money wasted for nothing. Nice new content btw.
Setting it to 85 makes the problem where pistols are better long range than rifles a bigger.